Fearless Bookkeeping

Business Management Consulting · Cumming, GA

Fractional Controller Services Cumming, GA

Overview

Fractional controller services in Cumming, GA give you senior-level accounting oversight without paying a six-figure salary plus benefits. We supervise your bookkeeping, own the monthly close, and translate the numbers for the leadership team, every month, on a schedule, without you having to chase anybody.

Overview

A typical fractional controller engagement includes monthly close oversight, financial reporting, budget vs. actual analysis, cash flow management, and a recurring leadership review meeting. We sit between your bookkeeper (often us) and your CPA, keeping the whole stack accountable so nobody gets to point the finger when something is off.

Process

Most Cumming and Forsyth County businesses ready for a fractional controller are between $1M and $10M in revenue. They have outgrown spreadsheet management but are nowhere near needing a full-time CFO. The fractional model fills that exact gap at maybe a quarter of the cost.

Details

Pair fractional controller services with business financial analysis, financial reporting, and cash flow management for a complete fractional finance function. As you cross $10M, we will help you plan the transition to in-house leadership.

01

What a fractional controller actually does

A controller, fractional or full-time, is the senior accounting role responsible for the integrity of the books, the accuracy of the financial reporting, and the discipline of the monthly close. The controller sits above the bookkeeper (or bookkeeping firm) and below the CFO. They own the playbook for how money moves through the business, how it gets recorded, and how it gets reported.

In a fractional engagement, we take that role on a part-time basis, typically 8 to 25 hours per month depending on the size and complexity of the business. The hours go to: monthly close oversight (reviewing the bookkeeping team's work for accuracy and consistency), financial reporting (producing the monthly P&L, balance sheet, cash flow, and any management dashboards), budget vs. actual analysis (comparing each month's results to the annual budget and explaining the variances), cash flow forecasting, internal controls review (making sure approvals, segregation of duties, and audit trails are in place), and a recurring leadership review meeting.

The fractional controller is also the bridge between the operational side of the business and the external financial relationships: the CPA, the bank, the line of credit lender, the auditors if you have any, the future investor or acquirer. When any of those parties has a financial question, the fractional controller is the person they talk to, not the owner.

02

When fractional makes more sense than full-time

A full-time controller in the Atlanta metro area costs $110,000 to $160,000 in base salary plus 25 to 30% in benefits and payroll tax, so the loaded cost is $140,000 to $210,000 a year. For a Cumming small business in the $1M to $10M revenue range, that is a meaningful chunk of overhead and almost always overkill.

Fractional controller services typically costs $2,500 to $7,500 per month depending on hours, which works out to $30,000 to $90,000 a year. Roughly a quarter the cost of a full-time hire, with the same senior-level oversight. For most businesses in this revenue band, the fractional model is genuinely the right answer, not just a cheap substitute.

Once you cross $10M to $15M in revenue, the workload typically warrants a full-time hire. We will tell you straight when you have hit that point and help you write the job description, interview candidates, and transition the role.

03

The recurring leadership review

Each month (or each quarter for lighter engagements) we hold a 60-minute leadership review with the owner and any other key leaders. The conversation walks through the prior month's results, the year-to-date trend, the budget variance, the current cash position and 13-week forecast, and any operational issues surfacing in the financials.

This is the meeting that turns financial reporting into actual decisions. Should we hire? Can we afford the new equipment? Is it time to raise prices? Should we cut a marginal product line? The fractional controller participates in these decisions with the financial picture in front of them, not as a passive report producer.

04

Pricing

Fractional controller services is priced based on hours per month and complexity. Light engagements (8 to 12 hours per month, simpler businesses) start at $2,500 a month. Standard engagements (15 to 20 hours per month, mid-complexity businesses) typically run $4,000 to $6,000 a month. Heavier engagements (20 to 30 hours per month, complex multi-entity or fast-growth businesses) run $6,000 to $9,000 a month.

For most Cumming-area engagements, fractional controller is bundled with monthly bookkeeping (provided by us) so the controller is supervising work we are already doing, which keeps the engagement efficient. Bundling typically reduces the combined fee by 10 to 15% versus the parts purchased separately.

FAQ

Common questions about fractional controller services in Cumming, GA

What is the difference between a fractional controller and a fractional CFO?
A controller owns the integrity and reporting of the books. A CFO owns the strategy: capital allocation, fundraising, M&A, banking and lender relationships, long-range planning. For most Cumming small businesses under $10M in revenue, controller-level support is sufficient. CFO-level support starts to make sense above $10M or for businesses preparing for sale, fundraise, or major capital event. We refer to fractional CFO partners when CFO-level support is needed.
Can you also do the bookkeeping, or just supervise it?
Both, depending on the engagement. Most Cumming fractional controller clients also use us for monthly bookkeeping, which is the most efficient model. For clients who already have an in-house bookkeeper or bookkeeping firm they want to keep, the controller engagement supervises that team rather than replacing them.
Do you sign as the controller of record for any official filings?
For most engagements, no. Official filings (tax returns, audited financial statements, lender certifications) are typically signed by the owner, the CFO, or the external CPA firm depending on the document. The fractional controller prepares and reviews the underlying data but does not typically serve as the legal signatory.
How long do most fractional controller engagements last?
Most last two to five years. Common end-points: the business grows past $15M and hires a full-time controller, the business sells or is acquired (the controller often supports the transition), or the business stabilizes at a size where lighter monthly bookkeeping is enough. We work with you on the transition plan when the time comes.
Can you support a board or audit committee?
Yes. For Cumming-area businesses with a board, an audit committee, or active investors, the fractional controller can prepare board-ready financial materials, attend board meetings, and answer board financial questions directly. This is common in fractional controller engagements with venture-backed or PE-backed businesses.

Google Business Profile

Fractional controller services from a Cumming, GA firm.

Use our Google Business Profile for business details before starting fractional controller services with Fearless Bookkeeping.

561 Fountain Ln
Cumming, GA 30040
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Fractional controller services in Cumming, GA, done right.

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